Financial Planning

True Financial Planning is probably the best-kept secret remaining in todays’ modern technological society.

Financial Planning

True Financial Planning is probably the best-kept secret remaining in todays’ modern technological society.

Financial Planning involves a structured and internationally accredited step by step process, which will take you from where you are today, towards your future outcomes.

The quality of the financial planning experience will be reliant on the skills of your planner, and how much you engage in the process, it’s a relationship.

True financial planning, is not about pensions, ISAs or life assurance, it’s about answering one simple question;

How do you want to live the rest of your life?

Find Your Definition of True Wealth

Everyone has their own definition of true wealth. For some, it’s that family vacation you’ve always dreamed of. For others, it’s not running out of money in retirement. We help you pinpoint your definition of true wealth and then help you build the legacy you’ve dreamed of. 

Selecting the right financial planner is an important step in your pursuit of true wealth. We build a customised plan for whatever your needs, including individual financial planning and business financial planning.

Financial Planning Services

Financial Planning is the overarching process that takes a comprehensive look at your current and future financial status, using known variables to plan your financial future.

We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around.

Coaching

Asking probing questions to encourage you to think about your future.

Assessment

We will help you bring your risk, current financial situation, and spending into focus.

Cash Flow Planning

Narrowly tailored to identify and address your specific goals and objectives.

Tax Analysis

In-depth analysis of available and future Tax planning options, to ensure you’re maximising your financial position.

Risk Management

Consider and potentially transfer the risk of premature death and/or disability to a third party if required.

Investment Management

Allocate your investments in an evidence-based asset allocated portfolio to help better achieve your required return.

Retirement Planning

Help you plan both financially and psychologically for the retirement chapter of your life, when your earnings stop and you potentially feel the most vulnerable.

Estate Planning

Transfer your estate in accordance with your wishes, in the most tax-efficient way.

Will you have too little, too much, or just enough money?

Use our Truth About Money tool to discover how to model your financial future with your truth.

  • Create a picture of your financial life, your income and outgoings
  • View your financial projections
  • Adjust your assumptions to suit your life goals

Risk Management

Our team identifies risks that could significantly impact your financial situation. While it’s important to focus on what may go right with your financial plan, it’s also crucial to consider how you may be negatively impacted without protections in place.

Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event.

Some of the ways we utilise insurance in the financial planning process include:

Life Insurance

Considers income replacement as well as business succession funding and estate planning through a vehicle which may be income tax and inheritance tax-free, if structured properly.

Critical Illness

Provides financial reassurance and support should a worrying diagnosis of a serious or critical illness potentially derail your life and future plans. 

Long Term Care

Provides financial support for activities of daily living in respite care, adult day care, in-home care, assisted living and nursing home care.

Medical Insurance

The National Health Service is a globally respected institution, but some feel that it’s under too much strain to provide a comfortable top level of service, for all.  Private medical insurance can help bridge the gap for those who desire both the reassurance of prompt expert medical attention, and the comfort private facilities bring.

Warren is the sounding board and ideas person I need on my team. I earn it and Warren has helped me over the years to design a strong financial future. A brilliant Professional and someone I now consider a close personal friend. I highly recommend him. If you want to you can call me and I will tell you this personally!

Michael Tipper, Cheltenham

Our Latest Insights on Financial Planning

Request an Appointment

Within 30 minutes we can get to know you – your situation, goals and needs – then we can summarise how we can help you pursue true wealth.

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