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Many people don’t realise they have gaps in their National Insurance record, which could reduce the State Pension they receive in retirement. The good news? You can still fill in those missing years—but time is running out.
Normally, you can only go back six years to buy missing NI contributions. However, a special extension allows you to purchase contributions dating back to 2006/07—but the deadline for this is fast approaching.
To check if you have any shortfalls and see if topping up your NI record makes sense for you, visit the official government page here:
Check Your State Pension & Buy Missing Years
Act now to maximise your pension entitlement before the deadline closes!
