Retirees: Don’t leave joy in the Bank

When you have retired, your goal is to expire before your bank account does. The easiest way, of course, is to take up juggling hatchets. 

A more moderate solution, however, is to try and  figure out how much you can withdraw each year – a tricky calculation at best, since you know neither what you’ll earn in any given year, nor what the rate of inflation will be, nor how long you’ll live.

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