Get Smart About Credit (DEBT) Day

We’re a nation built on credit, but we don’t have to be. We’re creatures of habit, and it’s become normal for us to get credit cards and use them. I’d like to see that change. In the US, the third Thursday every October is Get Smart About Credit Day, and we should piggyback on that […]

Bank of Mum and Dad at risk or not?

Over recent years the so-called Bank of Mum and Dad has been an increasingly popular way to help first time buyers get onto the property ladder. However, an article claiming that, “The Bank of Mum and Dad risks going out of business” appeared in the Financial Times last week. On the other hand, a report produced by Legal […]

The Markets so far in 2018

The third quarter of 2018 is over. Returns have been mixed, with the USA the standout performer. For markets it has been an interesting nine months, with a fair slice of performance – good and bad – down to what has been happening in the USA, but what else would one expect with it being […]

Common tragedy clause in a will / charitable legacies

The death of Richard Cousins, a 58-year-old widower who perished in a tragic sea plane accident on New Year’s Eve 2017 along with his two sons, his fiancé and her young daughter, has brought the subject of wills and charitable legacies to the forefront of media and public attention. Richard Cousins was head of the […]

Buy to Let continues to slow

In recent weeks there have been rumours, originating initially from The Sun , that the Treasury is contemplating a fresh increase in stamp duty land tax (SDLT) on buy-to-let (BTL) properties. The idea comes at a time when SDLT receipts are showing signs of flagging. In the first three months of 2018/19, SDLT receipts were down nearly […]

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