Category: Handy guides

Year end tax planning checklist for individuals

There’s less than a month to go until the end of the 2018/19 tax year. However, there’s still time to consider some last-minute tax planning to maximise the use of an individual’s allowances, reliefs and exemptions for the current tax year. Some of these will be lost if not used before the tax year end. This year end tax planning checklist covers the main planning opportunities available to UK resident individuals and will hopefully help to inspire action to reduce tax for 2018/19 and 2019/20.

Christmas markets aren’t the only ones to watch

If you started getting financially organised this year, then you should have set yourself some outcomes in January. The Money Plan is a book and a system I created to getting people on track, which includes splitting the year into quarters where you can ‘check in’ to assess your progress towards your goals. By Q4, […]

Enjoy your Christmas – and the New Year too

Christmas is one of those times of year where sensible people do some silly things. We might have been good all year when it comes to our health, diet or money, but then the jingle bells come on the radio and the streets are decorated with magic, and we forget everything and overindulge! When it […]

Maxing a tax efficient difference with our gifts

Many of us will gift to charitable causes regularly throughout the year, using Gift Aid or Payroll Giving, but fewer of use appreciate how this works, we purely give from the goodness of our hearts to help others less fortunate. Find out how it works and how it can save you money on your tax.

NHS Pension scheme to permit voluntary scheme pay

Members of pension schemes are permitted to fund into the pension the lower of 100% of their earnings or £40,000.  However high earners (over £110,000) may have the £40,000 limit reduced, down to a minimum of £10,000.  This limit is known as the Annual Allowance.  When you exceed the annual allowance and have carried forward […]

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