Category: Handy guides

Path to Happiness

What if I said we have everything within us to live a life beyond our wildest dreams.  Would you believe me? For many, we feel we need something to make us happy, a new job, a new relationship, more money.  The fact is, although we may like having these things, they won’t make us happy.  […]

Financial Clarity

Getting financially organised is important, because clarity is power. When you know your numbers, your finances are not as complicated as you might think. Clarity gives you the enthusiasm to make better decisions and live the life you want to live. To get started, put your income at the top of a spreadsheet and then […]

I’ll Help you to Save Scheme

The government has launched a new savings scheme called Help to Save.  The new scheme was initially trialled in January 2018, then rolled out in stages and is now available to all those who are eligible. The savings scheme offers a free bonus on your savings, so it makes it even more attractive than a […]

Capital Gains Tax on Second Homes Liability and Planning

More people are selling second properties. This could give rise to substantial CGT liabilities. How are those CGT liabilities calculated? Advance planning can reduce those CGT liabilities.   It would seem that some of the tax measures announced by George Osborne in his Budget in 2015 are beginning to take effect.  More and more people […]

How much should you be saving for your retirement?

How much should you be saving for your retirement? In most cases, the answer to this question is more than you’re putting in now! The minimum that you should be putting aside for your retirement plans, if you’re free of unsecured debts like credit cards and loans, is 12.5% of your income. But why 12.5%? […]

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