Category: Handy guides

National Savings & Investments closes the Children’s Bond

When National Savings & Investments (NS&I) announced the launch of their new Junior ISA, they said that the Children’s Bond would be closed to new sales from September 2017, this is disapointiung, but with the JISA and the abilty to fund Pensions for children I can only asusme the demand was not there. NS&I have now […]






LISA savers face losing their £1,000 bonus

The Lifetime ISA (LISA) which launched in April 2017 enables savers to subscribe up to £4,000 a year and receive a government bonus of 25% on the money. The LISA allows individuals to save for retirement or to buy their first home.  For the first year only the government bonus will be paid annually (i.e. at the […]






The Government should keep its hands off our pensions!

The Government should remove the £1m lifetime allowance and keep it’s hands off our Pensions! Changes in pensions legislation have had more impact than anything else I have experienced as a financial planner. The most significant development was the sweeping changes to pensions announced in the Labour government’s 2004 budget, which came into effect on […]

Let Property Campaign: Guide to making a Disclosure

HMRC has recently updated its guidance on the Let Property Campaign. The Let Property Campaign is for landlords who owe tax through letting out residential property, in the UK or abroad, to get up to date with their tax affairs in a simple and straightforward way. It includes: those that have multiple properties landlords with […]






The Government Incentive To Save

My son will be 18 and I want to pass him £4,000 soon in recognition of his achievements? It’s impossible to suggest the most suitable investment without understanding a person’s needs in detail. However, I believe the new Lifetime Individual Savings Account (LISA) is worth consideration and there are already a variety of deposit and investment […]






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