Archive: Nov 2018

NHS Pension scheme to permit voluntary scheme pay

Members of pension schemes are permitted to fund into the pension the lower of 100% of their earnings or £40,000.  However high earners (over £110,000) may have the £40,000 limit reduced, down to a minimum of £10,000.  This limit is known as the Annual Allowance.  When you exceed the annual allowance and have carried forward […]

The return of the probate fiasco

Cast your mind back to February 2016, when the Ministry of Justice (MoJ) published a consultation paper proposing a complete change to how probate fees will be charged.  Replacing the current flat fee approach with a set of bands which went up to a £20,000 fee for estates valued at over £2m. The consultation provoked an outcry […]

Index Funds Vs Active Fund Management

This short video clearly explains why were believe in using the Index Funds rather than Active Fund Management.

Path to Happiness

What if I said we have everything within us to live a life beyond our wildest dreams.  Would you believe me? For many, we feel we need something to make us happy, a new job, a new relationship, more money.  The fact is, although we may like having these things, they won’t make us happy.  […]

Financial Clarity

Getting financially organised is important, because clarity is power. When you know your numbers, your finances are not as complicated as you might think. Clarity gives you the enthusiasm to make better decisions and live the life you want to live. To get started, put your income at the top of a spreadsheet and then […]

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